Personal Finance

At one point or another, we may find ourselves in a situation where we require a certain amount of capital. A common solution to this is borrowing a loan by pledging an asset for the monetary requirement. Property, home, car, deposits, etc., are the most popular collateral options for getting a loan. But have you […]

Have you ever been denied a loan because of your credit score? Or are you someone whose credit score is below 700?  A bad credit score can hold you back from reaching your financial goals. But the good news is, you can take control and improve it! In today’s blog, we will tell you the […]

People have many goals in life, like getting married, having children, buying a dream home, etc. However, nobody knows how to properly plan for such events. This is where investment advisors come in, helping you with thorough financial planning. The problem is, many people confuse SEBI’s Registered Investment Advisors (RIAs) with Mutual Fund Distributors (MFDs). […]

The majority of people in India live in rented homes, yet many aspire to own their own homes someday. They start saving early in their careers or seek home loans to make this dream a reality. However, due to the interest costs associated with these loans, they often postpone their plans and continue with renting. […]

You must have watched in the news that India’s central bank, the Reserve Bank of India (RBI), has taken action against Kotak Mahindra Bank. And if you have a Kotak Bank account, you must be concerned about what will happen to your savings. Don’t worry—we’ve answered all your questions; simply read the blog to clarify […]

Did you know your take-home pay is only part of the picture? In India, CTC can be up to 30% more than your net salary. In this blog, we will explain why CTC is important and what it entails. CTC – An Overview CTC stands for Cost to Company. It refers to the total amount […]