Personal Finance
Are Indian Stock Markets Overvalued?
“The market is overvalued; can I sell my portfolio holdings and then buy later at a lower price?” – This is the most popular question among investors whenever the market reaches an all-time high. Well, there is no straightforward answer to this question as we cannot time the market. India’s booming stock market has been […]
Explainer on UPI Scams: Latest Scams, Economic Data, Government Actions, and Prevention Tactics
Have you ever received a suspicious call about your UPI account? Or a message claiming an undelivered package requiring an urgent payment? If so, you are not alone. UPI scams are on the rise in India, and it is important to know the tricks scammers use to steal your hard-earned money. Today’s blog will explore […]
NEFT vs RTGS vs UPI vs IMPS: A Comparative Study
In today’s digital era, electronic fund transfers have become the norm, revolutionizing how we transact money. Multiple options, such as RTGS, NEFT, UPI, and IMPS, are available. Let us delve into the blog better to understand these options. NEFT: An Overview It stands for National Electronic Funds Transfers and is a RBI-governed funds transfer method. […]
Explainer on Green Bonds: History, Process, Pros, Cons, and Future Outlook
Ever wondered how your investments can benefit both your wallet and the environment? That is the power of Green Bonds! These innovative financial instruments are shaking up the investing world, offering investors a chance to earn great returns while supporting sustainable projects that promote environmental well-being. In our today’s blog, we will discuss green bonds […]
Best Credit Cards in India: Factors and Features Explained
Most people require credit cards for various purposes, each with unique preferences based on their lifestyle and earnings. In this blog, we present some of the best credit cards in India for 2024, assisting you in making informed choices. What are Credit Cards? A credit card allows cardholders to borrow money and repay it, including […]
Non-Convertible Debenture (NCD) vs Fixed Deposit (FD): Meaning, Features, and Differences Explained
Are you unable to choose between putting your money into Non-Convertible Debentures (NCDs) and Fixed Deposits (FDs)? You’re not alone! Both options are popular among investors looking for safety and consistent returns, but they both come with their own sets of pros and cons. In today’s blog, we’re comparing NCDs with FDs. Fixed Deposits – […]
Financial Scams in India: Types, Resolution, and Awareness
Did you know that during the financial year 2023, the Reserve Bank of India (RBI) registered bank frauds exceeding INR 30,000 Cr in value? Nowadays, financial scams have become more prevalent, making it difficult to distinguish fraudulent activities from genuine ones. As per the reports of Statista in 2023, the Reserve Bank of India reported […]
Explainer on Portfolio Management Services (PMS): Features, Types, Charges, Taxation, and Risks
If you have accumulated significant wealth during your career and wish to seek professional help in managing the funds, then Portfolio Management Services (PMS) can prove helpful to you. Today’s blog will focus on individuals who wish to gain more profound knowledge of Portfolio Management Services (PMS). Overview Portfolio management services, or PMS, is a […]
Detailed Guide on Bond Investing: Characteristics, Types, and Factors Explained
We all must save some money, but if our risk-taking capacity does not allow us to take exposure in equity, then the option of bonds seems viable. Today, we’ll explain what bonds are, how they function, and their kinds. Introduction of bonds Bonds fall within the category of fixed-income securities. Bonds are debt securities offered […]
Sectoral Funds Decoded: Riding the Investment Roller-Coaster
Imagine sitting on a steep roller-coaster ride, coupled with the fear of a crash. That is the world of sectoral funds! If you do not want to end up stranded in the financial cosmos, read today’s blog, in which we will uncover the secrets of sectoral funds and whether they deserve a place in your […]
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