Personal Finance
NEFT vs RTGS vs UPI vs IMPS: A Comparative Study
In today’s digital era, electronic fund transfers have become the norm, revolutionizing how we transact money. Multiple options, such as RTGS, NEFT, UPI, and IMPS, are available. Let us delve into the blog better to understand these options. NEFT: An Overview It stands for National Electronic Funds Transfers and is a RBI-governed funds transfer method. […]
Explainer on Green Bonds: History, Process, Pros, Cons, and Future Outlook
Ever wondered how your investments can benefit both your wallet and the environment? That is the power of Green Bonds! These innovative financial instruments are shaking up the investing world, offering investors a chance to earn great returns while supporting sustainable projects that promote environmental well-being. In our today’s blog, we will discuss green bonds […]
Best Credit Cards in India: Factors and Features Explained
Most people require credit cards for various purposes, each with unique preferences based on their lifestyle and earnings. In this blog, we present some of the best credit cards in India for 2024, assisting you in making informed choices. What are Credit Cards? A credit card allows cardholders to borrow money and repay it, including […]
Non-Convertible Debenture (NCD) vs Fixed Deposit (FD): Meaning, Features, and Differences Explained
Are you unable to choose between putting your money into Non-Convertible Debentures (NCDs) and Fixed Deposits (FDs)? You’re not alone! Both options are popular among investors looking for safety and consistent returns, but they both come with their own sets of pros and cons. In today’s blog, we’re comparing NCDs with FDs. Fixed Deposits – […]
Financial Scams in India: Types, Resolution, and Awareness
Did you know that during the financial year 2023, the Reserve Bank of India (RBI) registered bank frauds exceeding INR 30,000 Cr in value? Nowadays, financial scams have become more prevalent, making it difficult to distinguish fraudulent activities from genuine ones. As per the reports of Statista in 2023, the Reserve Bank of India reported […]
Explainer on Portfolio Management Services (PMS): Features, Types, Charges, Taxation, and Risks
If you have accumulated significant wealth during your career and wish to seek professional help in managing the funds, then Portfolio Management Services (PMS) can prove helpful to you. Today’s blog will focus on individuals who wish to gain more profound knowledge of Portfolio Management Services (PMS). Overview Portfolio management services, or PMS, is a […]
Detailed Guide on Bond Investing: Characteristics, Types, and Factors Explained
We all must save some money, but if our risk-taking capacity does not allow us to take exposure in equity, then the option of bonds seems viable. Today, we’ll explain what bonds are, how they function, and their kinds. Introduction of bonds Bonds fall within the category of fixed-income securities. Bonds are debt securities offered […]
Sectoral Funds Decoded: Riding the Investment Roller-Coaster
Imagine sitting on a steep roller-coaster ride, coupled with the fear of a crash. That is the world of sectoral funds! If you do not want to end up stranded in the financial cosmos, read today’s blog, in which we will uncover the secrets of sectoral funds and whether they deserve a place in your […]
NISM Certifications: An Easy Explainer
When you talk to someone about investing in mutual funds, he or she may remark, “I know someone who knows about mutual funds.” This person can then advise you which funds are suitable for you to be invested in. Is that correct? Can you invest based on the advice of anyone. No, things shouldn’t be […]
The Art of Value Investing: Meaning and Strategies
In the hustling world of finance, where trends shift and fortunes change quicker than ever, one strategy stands the test of time and is known as value investing. This approach has guided investors to discover gems in the rough for decades. But is value investing still relevant in an age of instant satisfaction and flashy […]
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