Personal Finance
Which is Better: Fixed Deposit or Residential Property Investment
What is Real Estate? Real Estate is considered as a long-term investment option. It is a kind of risky investment when compared to fixed deposits. Despite fluctuations in the prices of the property over the years, real estate carries great potential to appreciate your invested capital. It’s a broad and diverse asset class that encompasses […]
Why Debt Funds Are Better Than Fixed Deposits of Banks?
Debt mutual fund is a category of mutual fund that invests in fixed-income instruments such as Corporate and Government bonds, commercial papers, treasury bills, state development bonds etc. The primary objective of debt mutual funds is to generate income for investors through interest payments while preserving the capital invested. Debt mutual funds diversify their holdings […]
Understanding the Difference Between Credit and Debt
What is Debt? Debt refers to the money that you borrowed & is yet to be paid. Debt is an obligation, and a fixed amount of interest is charged. It is suggested to avoid taking debts since later you may find it difficult to repay. Examples of debts are home loans, credit card bills, car […]
Why It Is Essential To Teach Your Children About Saving And Investing
According to the Pew Analyzed Census Bureau data, only 24% of adults are financially independent before age 22, to that of 32% in 1980. Most adults today complain that they were, never taught about financial independence in schools or at home. It is because of this reason, they struggled with their finances in the later […]
What are ETFs? Are ETFs good for beginner investors?
Recently, Exchange Traded Funds abbreviated as ETFs have gained popularity among investors. For the various benefits they offer. ETFs are a good investment option for beginner investors as they offer a collection of stocks with similar characteristics in one place. Investing in ETFs enables investors to have a diversified portfolio without doing research for individual […]
5 points to be considered before buying or selling any stocks
Choosing the right stock to invest in is a very grinding task and selecting the right Stock at the time is even more gruelling. So many Investors find it hard to decide when to Buy and Sell a stock. Even after doing a thorough analysis of a company or an industry if you fail to […]
Top 10 personal finance lessons for self-learning
In a world where money navigates the flow of your life, it is very important to learn about Personal Finance. This article is not only for young individuals who have just started earning but for every person who wants to take charge of their financial decisions and future. We all know that our traditional education […]
How to invest in dividend stocks in India?
We all desire to earn passive income, and investing in dividend stocks provides an excellent opportunity to achieve it. As the Indian markets outpace the returns of other stock exchanges, it becomes crucial to be part of this growth story and reap its benefits. Investing in dividend stocks in India offers a steady income stream […]
How to find and identify undervalued stocks
Undervalued stocks are stocks that are trading at a lower price than their actual fair price. At times the stock price does not fairly represent the true worth of the company. Sometimes small companies get ignored by analysts who are experiencing increased sales and better profit margins and have undervalued share prices. Investors look forward to […]
How to achieve financial freedom before retirement
As financial guru Warren Buffett once said, “Do not save what is left after spending, but spend what is left after saving”.Have you ever wondered how some people retire early at a young age? Because they have achieved financial freedom before retirement.So let us understand what is financial freedom. Financial freedom can be defined as […]
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