An ATM card, also known as a debit card, is a plastic card that allows you to access your money from an automated teller machine (ATM) or any other electronic payment terminal that accepts that particular card. Unlike a credit card, which allows you to borrow money, an ATM card is linked directly to your bank account, and you can only spend the money that you have available.

Here are some of the key features of ATM cards:

• Electronic PIN: ATM cards typically require an electronic PIN to authorize transactions.
• Immediate debit: When you use your ATM card, the money is deducted directly from your bank account.
• No interest: Unlike credit cards, ATM cards do not accrue interest on unpaid balances.
• Transaction fees: Some banks may charge fees for using ATMs or for certain transaction types.
• International use: Many ATM cards allow you to withdraw money from ATMs around the world.

Here are some of the common uses for ATM cards:

• Withdraw cash from an ATM
• Pay for goods and services at stores
• Transfer money to friends or family
• Access your account information

Overall, ATM cards are a convenient and safe way to access your bank money. However, it is important to be aware of the potential risks and fees associated with ATM card use.