A bank card is a plastic card issued by a bank to its customers that allows them to make purchases and withdraw cash from ATMs worldwide. There are different types of bank cards including debit cards, credit cards, charge cards, and pre-paid cards.

Key features of a bank card:

• Purchase transactions: Bank cards are used to make purchases at stores, online, and over the phone.
• Cash withdrawals: Bank cards can be used to withdraw cash from ATMs around the world.
• Electronic bill payments: Bank cards can be used to pay bills electronically.
• Rewards: Some bank cards offer rewards programs that give cash back or points for everyday purchases.
• Benefits: Bank cards offer a variety of benefits, such as purchase protection, extended warranty coverage, and fraud protection.

Types of bank cards:

• Debit cards: Debit cards are linked to your bank account and allow you to make purchases and withdraw cash.
• Credit cards: Credit cards are issued to individuals based on their credit history. They allow you to make purchases and withdraw cash, but you are not required to pay off the balance in full at the end of each month.
• Charge cards: Charge cards are similar to credit cards, but they have a higher interest rate and require you to pay off the entire balance in full at the end of each month.
• Pre-paid cards: Prepaid cards are loaded with a set amount of money and can be used for purchases and cash withdrawals.

Additional information:

Bank cards are typically issued by major banks, such as Visa, MasterCard, American Express, and Discover. The issuing bank is the bank that issued the card to the customer. The bank card network is the organization that manages the infrastructure for bank cards.

Bank cards are a convenient and secure way to make purchases and withdraw cash. They offer a variety of benefits and features, including purchase protection, cash back programs, and fraud protection.