HDFC Housing Development Finance Corporation (HDFC)

The Housing Development Finance Corporation (HDFC) is a leading mortgage lender in India, offering a wide range of housing loan products for both individuals and commercial purposes. Established in 1948, it is a fully owned subsidiary of the Housing Development Finance Corporation Limited (HDFC Ltd.).

Key Highlights:

• Market Leader: HDFC is the largest mortgage lender in India, with a market share of over 25%.
• Affordable Housing: HDFC offers various affordable housing schemes, including the Pradhan Mantri Awas Yojana (PMAY) and the Indira Paryavas Yojana (IPY).
• Wide Range of Products: HDFC offers a comprehensive range of housing loans, covering both purchase and construction, for various income groups and property types.
• Strong Customer Service: HDFC has a strong customer service network with a wide reach across the country.
• Digitization: HDFC is constantly investing in digitalization to improve its service offering and customer experience.

Some key products offered by HDFC:

• Home Purchase Loan: Covers purchase of new or existing homes, with various schemes like Pradhan Mantri Awas Yojana (PMAY) and Home Loan Lite.
• Home Construction Loan: Covers construction of new homes, with loans for both plotted and non-plotted land.
• Loan Against Property: Secured loan against your property, with flexible repayment options.
• Rental Income Loan: Tailored loan for property investors.
• Affordable Housing Schemes: Various schemes for affordable housing, including PMAY and IPY.

Additional Resources:

• HDFC Website: hdfc.com/
• HDFC Mobile App: hdfc.co.in/mobile-app
• HDFC Twitter: twitter.com/hdfc_hfg
• HDFC Facebook: facebook.com/hdfc.hfg

Overall, HDFC is a strong and trusted brand in the Indian housing finance market, offering a wide range of products and services to meet various needs.