Free Market Capitalism (Fmc)
Free Market Capitalism (FMC) Free market capitalism, also known as laissez-faire capitalism, is a type of economic system in which private ownership and free market principles guide the majority of economic activity. Key Principles of Free Market Capitalism: 1. Private Ownership: Property and business ownership are private, not controlled by the government. 2. Free Markets: […]
Solvency Ratio
The solvency ratio is a measure of a company’s ability to meet its debt obligations on time. It is calculated by dividing current liabilities by current assets. A solvency ratio of 1 means that the company is able to pay off its current liabilities in full. A solvency ratio greater than 1 means that the […]
80-20 Rule
The 80/20 rule is a principle that applies to many different situations, but in general, it refers to the fact that 80% of the results of a task or activity will come from 20% of the causes or contributors. Here’s a breakdown of the 80/20 rule: 80% of the results:– This refers to the 20% […]
3D Printing
3D printing, also known as additive manufacturing, is a process of creating a three-dimensional object from a digital model by depositing layers of material in a sequential order. It is a rapid prototyping, manufacturing, and artistic technique that uses a variety of materials and technologies. Key Principles: Digital model: A 3D model is created using […]
Judgmental Credit Analysis
Judgmental Credit Analysis Judgmental credit analysis is a type of credit scoring model that relies on a human analyst’s judgment to assess an applicant’s credit worthiness. This approach is typically used for complex lending decisions or when there is a need for a more thorough evaluation of the applicant’s credit history. Key Features of Judgmental […]
Atm – Automated Teller Machine
An ATM (Automatic Teller Machine) is an interactive self-service terminal that provides a variety of financial services to customers through a network of interconnected terminals. Key Features of ATMs: Cash Withdrawal: Allows users to withdraw cash from their accounts. Balance Inquiry: Provides users with their account balance and transaction history. Transfer Funds: Enables users to […]
Virtual Reality
Virtual Reality (VR) is a technology that creates a simulated environment through the use of computer graphics, sensors, and software. It immerses users in a virtual world, providing an interactive and multifaceted experience. Key Components of VR: Headset: A worn headset that displays the virtual environment. Controllers: Handheld devices used to interact with the virtual […]
Swing For The Fences
The phrase “swing for the fences” is a metaphor used to describe someone who is taking a great risk. It is often used in the context of sports, but can also be used in other areas of life. Meaning:– To take a great risk, often beyond the limits of what is considered safe or reasonable.- […]
National Pension Scheme (Nps)
The National Pension Scheme (NPS) is a voluntary defined-contribution retirement savings scheme launched by the Indian government in 2008. It is open to all Indian citizens between the ages of 18 and 60. Key features of NPS: Defined contribution: Unlike a defined benefit plan, where the employer contributes a fixed sum towards retirement, NPS is […]
Transferor
Sure, the word is “transferor”. Definition: A transferor is a person who transfers property or a right to property to another person. Example: In a deed of transfer, the seller is the transferor and the buyer is the transferee.
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