Maintenance Margin
Maintenance Margin The maintenance margin is a required reserve for a bank calculated on the customer deposits and other borrowed funds. It is held in a separate account from the bank’s general funds and is used to cover potential losses on loans and other debts. Purpose: To ensure depositors’ funds are protected against losses. To […]
Benchmark
Definition: A benchmark is a standard or point of comparison against which something else can be measured. It is a measure of performance or quality that is used to track progress or for comparison purposes. Types of Benchmarks: Absolute benchmarks: Measure the performance of a system or program against a fixed, predefined standard. Relative benchmarks: […]
Construction Loan
Construction Loan A construction loan is a type of loan specifically designed to finance the construction or renovation of a home or commercial property. It is typically provided by banks and other lenders and is secured by the land and the property being built. Key Features of Construction Loans: Interest-only payments: Interest is only paid […]
Secondary Market
Secondary Market The secondary market is a market where financial assets, such as stocks, bonds, and derivatives, are traded between investors. It is also known as the over-the-counter (OTC) market. Key Features of the Secondary Market: Intermediaries: Investors in the secondary market typically trade through intermediaries, such as banks and broker-dealers. Price Discovery: The secondary […]
Nism, National Institute Of Securities Markets
The National Institute of Securities Markets (NIASM) is an organization established by the Securities and Exchange Board of India (SEBI) in 1994 to provide a platform for the sharing of information and promotion of cooperation among various participants in the Indian securities market. Key functions of NIASM: Market data dissemination: Provides real-time and historical market […]
Direct Tax
Direct Tax Direct tax is a type of tax that is levied directly on individuals and corporations. It is collected by governments at the source of income or consumption. Examples of direct taxes include income tax, corporate tax, property tax, and excise tax. Key Features of Direct Tax: Levied directly on individuals and corporations: The […]
What Are Off-Price Retailers?
Off-Price Retailers Off-price retailers are those that specialize in selling discounted merchandise, typically from overstock, returned items, or canceled orders. They often acquire these items at lower prices than traditional retailers and then resell them at significantly lower prices. Characteristics of Off-Price Retailers: Low prices: They offer merchandise at prices that are typically 20-70% below […]
Eurocurrency Market
The eurocurrency market is a major foreign exchange market that trades currencies other than the US dollar. Eurocurrencies are currencies that are pegged to the euro, which is the currency of the Eurozone. The eurocurrency market is important because it is a major source of liquidity for eurocurrencies and because it can influence the value […]
Average Cost
Sure, the average cost is the total cost divided by the number of items. Formula: Average Cost = Total Cost / Number of Items Explanation: Total Cost: The total cost of all the items. Number of Items: The number of items being averaged. Example: “`If a company has a total cost of $10,000 and has […]
Bcg Growth-Share Matrix
BCG Growth-Share Matrix The BCG growth-share matrix is a strategic management tool used to categorize business units based on their market growth rate and market share. It was developed by the Boston Consulting Group (BCG) in the 1960s. The XYZ matrix is divided into four quadrants: Stars: High market growth rate and high market share. […]
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