Edit Content

Invest

Maintenance Margin

Maintenance Margin The maintenance margin is a required reserve for a bank calculated on the customer deposits and other borrowed funds. It is held in a separate account from the bank’s general funds and is used to cover potential losses on loans and other debts. Purpose: To ensure depositors’ funds are protected against losses. To […]

1 min read

Benchmark

Definition: A benchmark is a standard or point of comparison against which something else can be measured. It is a measure of performance or quality that is used to track progress or for comparison purposes. Types of Benchmarks: Absolute benchmarks: Measure the performance of a system or program against a fixed, predefined standard. Relative benchmarks: […]

1 min read

Construction Loan

Construction Loan A construction loan is a type of loan specifically designed to finance the construction or renovation of a home or commercial property. It is typically provided by banks and other lenders and is secured by the land and the property being built. Key Features of Construction Loans: Interest-only payments: Interest is only paid […]

2 mins read

Secondary Market

Secondary Market The secondary market is a market where financial assets, such as stocks, bonds, and derivatives, are traded between investors. It is also known as the over-the-counter (OTC) market. Key Features of the Secondary Market: Intermediaries: Investors in the secondary market typically trade through intermediaries, such as banks and broker-dealers. Price Discovery: The secondary […]

2 mins read

Nism, National Institute Of Securities Markets

The National Institute of Securities Markets (NIASM) is an organization established by the Securities and Exchange Board of India (SEBI) in 1994 to provide a platform for the sharing of information and promotion of cooperation among various participants in the Indian securities market. Key functions of NIASM: Market data dissemination: Provides real-time and historical market […]

2 mins read

Direct Tax

Direct Tax Direct tax is a type of tax that is levied directly on individuals and corporations. It is collected by governments at the source of income or consumption. Examples of direct taxes include income tax, corporate tax, property tax, and excise tax. Key Features of Direct Tax: Levied directly on individuals and corporations: The […]

2 mins read

What Are Off-Price Retailers?

Off-Price Retailers Off-price retailers are those that specialize in selling discounted merchandise, typically from overstock, returned items, or canceled orders. They often acquire these items at lower prices than traditional retailers and then resell them at significantly lower prices. Characteristics of Off-Price Retailers: Low prices: They offer merchandise at prices that are typically 20-70% below […]

1 min read

Eurocurrency Market

The eurocurrency market is a major foreign exchange market that trades currencies other than the US dollar. Eurocurrencies are currencies that are pegged to the euro, which is the currency of the Eurozone. The eurocurrency market is important because it is a major source of liquidity for eurocurrencies and because it can influence the value […]

1 min read

You have successfully subscribed to the newsletter

There was an error while trying to send your request. Please try again.

Pocketful blog will use the information you provide on this form to be in touch with you and to provide updates and marketing.