Term Loan
Definition: A term loan is a type of loan that is borrowed for a specific term, typically between one year and five years. It is a secured loan, meaning that the borrower pledges collateral, such as a home or equipment, as security for the loan. Key Features: Term: The length of the loan agreement, usually […]
Fastag
Fastag is a cashless toll collection system implemented in India to simplify toll payments and reduce traffic congestion at toll plazas. Here’s a breakdown of its key features: Key Features: Cashless: Fastag eliminates the need to carry cash for tolls, reducing waiting times and improving traffic flow. Tag-based: It uses RFID technology to deduct tolls […]
Hybrid Fund
Hybrid Fund: A hybrid fund is an investment fund that combines two or more different investment strategies or approaches into a single fund. It aims to capitalize on the strengths of multiple strategies while mitigating their risks. Characteristics: Multiple Strategies: Hybrid funds typically employ a combination of different investment strategies, such as fundamental analysis, technical […]
Zero-Lot-Line House
Zero-Lot-Line House A zero-lot-line house is a type of single-family home that has no lot line between the house and the street. Instead of being set on a separate lot, the house is built directly on the street. Key Features: No lot line: The house is built directly on the street, eliminating the need for […]
Sustainability
Sustainability Sustainability is the concept of meeting present needs without compromising the ability of future generations to meet their own needs. It encompasses a wide range of issues, including environmental, social, and economic sustainability. Key Principles of Sustainability: Intergenerational Equity: Ensuring that the resources and opportunities available to current generations are not diminished for future […]
Margin Call
Definition: A margin call is a notification from a brokerage firm to a client requesting additional funds to cover a margin loan. Margin loans are loans that investors borrow money from their brokerage firm to purchase securities. Purpose: To maintain the required margin ratio: Margin requirements are typically 50% for most securities. If the value […]
Fundamentals
Definition: Fundamentals are the basic principles and concepts that underlie a particular subject or field of study. They provide a foundation for further learning and understanding. In accounting, for example, fundamentals include accounting principles, financial statements, and accounting equations. Key Fundamentals: 1. Accounting Principles:– Generally Accepted Accounting Principles (GAAP)- International Financial Reporting Standards (IFRS)- Auditing […]
Libor (London Interbank Offer Rate)
As of today, October 26, 2023, the Libor London Interbank Offered Rate (LIBOR) is 3.50%. Here are some resources where you can find the latest Libor rate: Bloomberg: libor-gbp-usd-otr-interbank-deposit-rate-LIBOR-IGS-London-USD The Wall Street Journal: dollar-libor-rate-news-data Interest Rate Central: libor-rate/ Please note that Libor rates are currently very volatile and can fluctuate significantly on a daily basis. […]
Back-End Load
Back-End Load Back-end load refers to the processing that occurs on the server-side of a web application or service. It involves the interactions between the server and the database, as well as the overall architecture and infrastructure of the back-end system. Key Components of Back-End Load: 1. Database Operations:– Data retrieval, insertion, updates, and deletion […]
Embossed Card
An embossed card is a credit or debit card that has raised lettering or designs that provide a tactile feel or raised surface. These designs can include the cardholder’s name, the card number, or other information. Embossed cards are often used for security reasons, as they are difficult to forge or counterfeit.
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