INVESTING ESSENTIALS

“Long-term” is a term that describes a period of time that is longer than the short-term. The length of the long-term can vary depending on the context, but it generally refers to a period of time that is more than a few years. Here are some examples of the use of the word “long-term”: Long-term […]

Definition: An open offer is a type of invitation to negotiate that is made to a group of people and is open to any member of the group to accept. Key Features: Open to any member of the group: Anyone who is invited to the offer can accept, regardless of their position or status within […]

Promissory Note A promissory note is a written promise to repay a debt at a specified time and interest rate. It is a legally binding contract between two parties: the promisor (the lender) and the promisee (the borrower). Essential Elements of a Promissory Note: 1. Maker: The promisor who signs the note, guaranteeing payment.2. Payee: […]

Indexing is a process of organizing data structures by creating an index, a mapping between keys and their corresponding locations in the structure. This indexing mechanism allows for efficient retrieval of data based on the keys. Types of Indexing: Primary Index: The main index used to uniquely identify each record in a data structure. Secondary […]

Definition: An investment banker is a financial professional who advises companies and individuals on a wide range of financial transactions, including mergers and acquisitions (M&A), initial public offerings (IPOs), private placements, and debt issuance. They act as intermediaries between investors and companies, facilitating the flow of capital. Key Responsibilities: M&A Advisory: Advises companies on mergers, […]

Holdings refers to the assets or investments that a company or individual owns at a particular point in time. These assets can include stocks, bonds, real estate, commodities, and other securities. Key Components of Holdings: 1. Security Holdings:– List of securities owned, including stocks, bonds, and derivatives.- Quantity of each security held.- Cost basis per […]

Sure, here’s the definition of “safe haven”: Safe haven is a term used in financial markets to describe a type of asset that is considered to be relatively stable and secure, thus attracting investors during times of economic uncertainty. Key characteristics of a safe haven: Low volatility: The value of the asset fluctuates less than […]

Passive Income Passive income refers to income that is generated without requiring active effort or control over the assets that generate it. It typically involves investments or assets that require little to no ongoing management or are largely hands-off. Examples of Passive Income: Rental properties: Passive income from rent payments on properties. Investments: Dividends from […]

A public company is a corporation or limited liability company that is traded on a public stock exchange, such as the New York Stock Exchange (NYSE) or the Nasdaq. Its shareholders are not only the owners of the company but also its creditors. Key characteristics: Transparency: Public companies are required to file regular reports with […]

Definition: An open position is a position that is not yet filled. It is a position that an organization is actively seeking to fill. Key Points: Open positions: are positions that have not yet been filled. Filled positions: are positions that have already been filled. Job openings: are announcements made by organizations to attract candidates […]