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Commercial Property

Definition: Commercial property is a type of real estate that is used for business purposes rather than for residential purposes. It includes a wide range of property types, such as office buildings, retail stores, hotels, apartments, and industrial parks. Key Features: Income-producing: Commercial property is typically purchased with the intention of generating income through rent […]

2 mins read

Provident Fund (Pf)

Provident Fund (PF) The Provident Fund (PF) is a statutory retirement savings scheme in India administered by the Employees Provident Fund Organisation (EPFO). It is a mandatory savings scheme for employees in India, applicable to most establishments with 20 or more employees. Key Features: Retirement savings: PF is primarily a retirement savings scheme that helps […]

1 min read

Housing Bubble

Definition: A housing bubble is a rapid and unsustainable increase in housing prices. It occurs when demand for housing exceeds supply, leading to a situation where prices rise at an alarming rate. Causes: Low interest rates: Low interest rates make it easier for people to afford mortgages, increasing demand. Easy credit: Relaxed credit standards make […]

2 mins read

Burnout

Burnout Burnout is a state of emotional, physical, and mental exhaustion caused by prolonged or excessive work-related stress. It is characterized by feelings of depletion, cynicism, and reduced personal accomplishment. Symptoms: Emotional exhaustion: Feeling emotionally drained and depleted of energy, often accompanied by feelings of hopelessness and cynicism. Physical exhaustion: Experiencing physical symptoms such as […]

2 mins read

Savings Account

Definition: A savings account is a type of account at a bank or other financial institution where deposits are made and stored for future use. It is typically used for storing small amounts of money and for day-to-day transactions. Key Features: Deposits: Savings accounts allow you to deposit money at any time. ** withdrawals:** You […]

1 min read

Takeout

Definition: Takeout, also known as curbside pickup or delivery, is a type of food service that allows customers to order food from a restaurant and have it delivered to their home or picked up at the restaurant. Types of Takeout: Full-service takeout: The restaurant provides all the necessary packaging, utensils, and condiments. Packaging-free takeout: Customers […]

1 min read

Micro Savings

Micro-Savings Micro-savings refer to small, regular savings made by individuals with low-income or limited access to traditional banking services. These savings typically range from a few dollars to hundreds of dollars and are often used to cover emergency expenses, purchase assets, or build financial security. Characteristics of Micro-Savings: Small Amounts: Savings are usually small, ranging […]

1 min read

Marginal Land

Marginal Land Marginal land is land that is less fertile than other land and is often difficult to cultivate. It is often characterized by marginal soil, low water availability, and extreme weather conditions. Characteristics of Marginal Land: Low soil fertility: Marginal land has low soil fertility, which means that it has little nutrients to support […]

2 mins read

Real Property

Real Property Real property is a tangible asset that includes land and the improvements made to it, such as buildings, roads, and utilities. It is a physical asset that is permanently attached to a particular location. Types of Real Property: Land: Undeveloped or undeveloped land. Residential: Single-family homes, apartments, and condominiums. Commercial: Office buildings, retail […]

1 min read

Discretionary Income

Discretionary Income Discretionary income is the portion of income that is not necessary for essential expenses or savings and can be used for personal spending or investment. Definition: Discretionary income is the income that is available to an individual or household after meeting all necessary expenses and savings requirements. It is the income that is […]

1 min read

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