Yearly SIP Calculator

Calculate the returns of your investments with our online Yearly SIP calculator.

I want to invest yearly

For a time period of

Years

1 Year

40 Years

At a growth rate of

2.5

P.A.

1 %

30 %

Past 5 year returns of

Gold

Bank FD

Nifty

12%

Investment Amount

₹0

Estimated Returns

₹0

Total Amount

₹0

If you contribute ₹25,000/year over the next 10 Years, you’ll have ₹0 (0.00 Lakh) in savings.

Saving and investing money is like a superpower- you thank yourself in the future for your present investment. One of the most popular and smartest ways of investing that we are familiar with is the Systematic Investment Plan (SIP). If you are wondering how to calculate your returns and make sense of the numbers quickly, the Yearly SIP Calculator can help you. Let's understand what it is and how it works!

What is The Yearly SIP Calculator?

A Yearly SIP Calculator is a virtual tool for predicting your investment growth. It is the easiest tool that shows you how much wealth you can accumulate by investing a fixed amount annually in a mutual fund or similar investment options. For this, you don't need a math degree; just enter your details and let magic happen.

How Does a Yearly SIP Calculator Work?

The Yearly SIP Calculator mainly works on three steps:

Investment amount:
How much you plan to invest annually.
Expected return rate:
How much return you are guessing or based on historical data of the annual return in percentage.
Investment tenure:
The number of years you want to keep your SIP running.

By putting these numbers, the calculator shows you the total amount at the end of your chosen tenure.

How are Yearly SIP Investment Returns Calculated?

Yearly SIP returns are like your money’s report card; each of your SIP investments grows with the power of compounding. Returns are calculated using a formula called XIRR ( Extended Internal Rate of Return). It factors in investment amount, date, and current value. Don’t worry; you do not have to do the math. Our Yearly SIP Calculator will take care of this math.

Example of Yearly SIP Calculator

Let’s say you started a SIP, and you invested 60,000 annually for 10 years, and the annual return you expect is at the rate of 12%. Using the calculator, you will find your investment grows to approximately ₹11,79,275. That’s the power of compounding and disciplined investing.

How to Use a Pocketful Yearly SIP Calculator?

Using the Pocketful Yearly SIP calculator is as easy as typing numbers on the phone. Here is the step-by-step guide to using the Pocketful Yearly SIP Calculator:

Access the calculator:
Open the Pocketful Yearly SIP Calculator online.
Input the amount:
Enter the initial amount you plan to start investing.
Time period:
Determine the time period over which you planned to keep your SIP running.
Estimate expected return:
Select the estimated annual return that you are expecting or based on historical data.

Once you have submitted all the important information, the SIP calculator will generate the outstanding amount you will get after that determined time.

Benefits of using the Yearly SIP Calculator

Using the Yearly SIP Calculator gives you several benefits, which are mentioned below:

Easy planning:
You know how much you need to invest for your future goal.
Saves time:
You don’t need to calculate manually; it’s fast and accurate.
Customization:
You can adjust your inputs to see how different scenarios affect your returns.
Informed decisions:
It helps to choose the right SIP amount and tenure.

Conclusion

The Yearly SIP Calculator is just like your financial adviser that helps you with hassle-free financial planning. Whether you are saving for a dream home, your kids' education, or a happy retirement, this tool simplifies the process and motivates you to be disciplined and stay consistent.